Today I saw a house for sale that I now crave.  I have no illusions that I can actually have it, considering my "income," but I can still fantasize.  I jogged over the river today into the half of the park where I don't go as often.  I climbed down through the trees to the riverbank (where several of the giant carp I previously saved were cavorting sluggishly, as is their wont.)  Across the river I could see a few little docks amongst the foliage, where people's lots back onto the river.  
I decided I'd go back across the river and up that street (just for the heck of it) to see how those riverbank folk live, but from the front.  It's a nice neighborhood, part of the "historic district."  Of course there just had to be a house for sale (by owner) on the first block, so I sneaked around the lot just to imagine myself in it.  It's a brick house, with a big tree-riddled yard that is quite overgrown in places, and at the back slopes steeply down to the river.  I picture  trimming away the underbrush and saplings to have an unobscured path down to the river, where I could have a canoe.  I imagine my morning routine including feeding not only the squirrels and arboreal birds, but ducks!  (And most likely, giant carp.)
I called the automated info-number when I got home, which informed me further that the house has newly refinished hardwood floors and a fireplace.  And "old-world charm," whatever that might be.  However, I am so uninformed about the house market in general that I couldn't tell whether the price they mentioned was in--thousands? Tens of thousands? Binary? What? Why can't they just say exactly what the price is ("nine hundred thousand dollars!") instead of this weird euphemistic numeric code ("twelve, fifty-four, eight!" ["hut!"])—-what the hell is that supposed to mean?  None of those are the actual numbers the recording said, of course.  
I wonder if it would be even close to feasible to pay on something like that instead of paying rent.  What if I rented half of it to one of the newer PhD students, or something...
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 (Actually now with PhD, but Doctor of Philosophy just doesn't have the same evil ring, does it?)
(Actually now with PhD, but Doctor of Philosophy just doesn't have the same evil ring, does it?) 
 

5 comments:
Sometimes a mortgage payment can be cheaper than paying rent. There are programs to help po' folks buy homes, and realtors who specialize in that -- but I don't know where you'd look. Maybe call Jimmy Carter?
Plus you don't just give that $XXX/month to someone else. OTOH, if anything breaks, you have to fix it/pay for it to be fixed.
Yes, I picture there being constant maintenance as costly as the payments/taxes! (Otters in drainpipe: $578; Fungus under roof tiles: $2,867; Tree falling when no one heard it: $882; etc.)
You have to have a house inspector come through before you buy the house, so you'll know ahead of time if you have any fungus under yer tiles. Then you can re-negotiate with the seller or ask them to fix everything.
Ach, du Lieber! Raccoons!
Oh, and something like "One eighty-five nine" would translate as "$185,900.00."
I have a strong suspicion that the quarter-million-dollar home I like so much is a little out of my $14,000/yr income, regardless of any kind of government programs.
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